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What Is Certegy Easy Pay?

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There are many different credit services and companies to choose from when it comes to choosing credit. However, in The United States, Humm offers a simple alternative to traditional credit banking, and offers a great, easy to understand way to keep track of your finances, and still make those necessary everyday purchases! Certegy is a public corporation dedicated to ensuring the security and...

What Is Certegy Check Verification?

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Check verification is a very important tool in today’s hustle and bustle society. When it’s hard to keep track of your finances, it’s also easy to lose track of where you’re money is going, giving criminals a chance to swipe some of your hard earned cash. With Certegy check verification however, you’ll be able to stay on top of your checks, and in turn, your finances, making it easier to avoid...

What Does Certegy Look For?

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Knowing where your checks are coming from is a very important thing to know, and with today’s anonymous internet-based society, it’s now more important than ever to know where your checks are coming from, as they may be from a bank account with insufficient funds as part of a scam, or an even worse scam- be fraudulent. Certegy has been providing check authorization and check cashing services to...

Does Walmart Use Certegy?

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With Walmart becoming a bigger and bigger retail chain, it’s important to know what can be used there as payment and what can’t be used. However, a few Walmarts nationwide do still use Certegy to verify any checks, which helps with the overall safety and security of both your checks and your finances. Using a check a Walmart has many benefits, including even $20 cashback on personal checks! While...

Does Certegy Do Credit Checks?

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Your credit score is a very important number in today;’s world. It can attract or deter credit card companies and other lenders, such as mortgages and loans, and overall determine your financial health. But how do we learn what are credit score even is? With Certegy, you can get an in-depth credit report, telling you your credit score and much more! Certegy, among many other services, offers what...

Four Companies That Know More About Your Banking Than You May Know

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As important as it is to maintain a healthy financial status, some events in life can catch an individual off-guard. Unforeseen expenses, bad luck with investments, and becoming a victim of fraud are just three of the many ways that someone with a healthy financial history can be left with financial burden. What many are unaware of, though, is that more than just your credit can take a hit at...

CAN CHECKSYSTEMS FREEZE MY ACCOUNT?

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Freezing of accounts is a serious issue and some consumers are neither aware of the circumstances that could result in this action, nor the involvement of Chexsystems in it. Well, as a consumer, you need to be informed of the process that leads up to the actual freezing of the account so you can tackle it better. Some other Consumer Reporting Agencies (CRA)  provide reports on both the...

ChexSystems: The Little Known Database Banks Use for Screening

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Most people are aware of credit ratings; that they are a measurement of how a person may handle their financial commitments based on previous credit behaviors. It’s widely understood that lending services use credit scores to assess various factors when handing out financial loans. They also know the importance of a good credit score when applying for those financial services. However, what many...

Does ChexSystems has a record on you? Can you get a report?

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We established already that ChexSystems is a nationwide specialty consumer reporting agency (CRA) under the federal Fair Credit Reporting Act (FCRA). What you might not know is that is used by more than 80% of United States banks and credit unions help in the decision-making process of financial products. ChexSystems’ clients regularly contribute information on closed checking and savings...

What is a ChexSystems report and what banks uses them?

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Financials. It’s a topic most people dread. It is even worse when you know your bank accounts haven’t had the brightest or cleanest history about them. If that sounds like your bank accounts, then this article is for you. You may be wondering why you were denied by a bank while trying to open a new checking account. ChexSystems is likely the culprit of your poor reputation. But don’t worry, we...